Trade capital.
DESIGNED for REAL-TIME economy.

Traditional bank credit moves too slowly for fast-moving trade.

Redtab replaces slow property deeds with live sales data. We bring instant trade credit directly to your screen—completely funded at checkout, with zero bank visits.

Partner with us (for BFIs)
Redtab providing a fast credit line in a collateral based slow economy.
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Merchants
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Products
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Disbursement / Month

Discover how Redtab is
transforming supply chains.

The Core Reality

The BOTTLENECK

Tying short-term business credit to permanent real estate collateral creates an artificial ceiling on national growth. When capital takes weeks to clear through bank approvals, the economy slows.

The Velocity Factor

Real economic growth happens when money circulates. By tracking live transaction performance instead of real estate collaterals, Redtab allows capital to turn over 12 times faster—multiplying real business output without printing a single new dollar.

The Blueprint

We bring the entire supply chain onto a single screen. No bank branches. No paperwork. Just secure, automated, closed-loop trade credit that funds trade and production.

closed loop trade velocity

The Network Flow

Liquidity shouldn’t be a destination you visit. It must flow naturally through every stakeholder driving the business lifecycle.

The Bank's Vault

For Banks

Deploy underutilized liquidity cleanly into high-yield, priority sectors without operational friction, manual paperwork, or unhedged risk.

Free System Integration: We link our automated risk infrastructure directly into your Core Banking System (CBS) at zero cost to your bank.

Balance Sheet Protection: Every transaction is isolated within a 12-15% gross trade margin spread and backed by upto 6% security First Loss Default Guarantee to completely insulate your capital from loss.

Deploy Vault Capital

For Suppliers

Eliminate permanent cash flow strain, stop waiting months for invoice collections, and keep your inventory moving out of the warehouse.

Guaranteed Payments: Wholesale invoices convert to cash the exact millisecond your buyer clicks “confirm order” on their screen.

Zero Collection Risk: Funds route directly from the partner bank vault straight to your account, completely removing bad debts and manual payment chasing.

Get Rid of Credit Sales
Heavy warehouse being powered by absolute capital velocity
Instant Credit Limit from your counter

For Merchants

Access capital based on your ability to sell, not what you own. We fund your active performance and sales capacity, not your property assets.

Instant Credit Limit: Bypass the collateral barrier completely. Immediate inventory credit lines unlock automatically while ordering based entirely on your true sales volume.

Smooth Daily Payback: Clear your balance naturally through automated daily micro-payments tied straight to your ongoing customer sales. No heavy monthly debt deadlines.

Get Instant Credit

The Closed-Loop Protocol

To protect institutional capital while keeping trade moving instantly, the entire lifecycle runs on a simple, automated four-step loop.

Fully digital.

1. Automated SCORING

Redtab runs real-time background screening—blacklists, PEP lists, and BFR—before ingesting live transaction data to calculate and approve instant trade credit limits.

100% fund utilisation.

2. Direct Supplier Payout

The merchant orders inventory; capital moves instantly from the bank vault straight to the supplier to release the physical goods.

No repayment stress.

3. Automatic Repayments

The merchant sells the stock, and the balance clears naturally via small daily or weekly micro-payments from storefront sales.

Bank’s balance sheet protection.

4. Vault Reconciliation

Principal returns directly to the bank ledger at the end of the tenure, closing the cycle under continuous 6% cash security protection.

from the streets

What ARE PEOPLE Saying

Hear from our merchants, partners and BFI what do they have to say about Redtab.

★★★★★

No operational headache of micro-trade lending—giving us a cost-effective deployment channel with balance sheet protection.

Bishnu Lal Shretha
Bishnu Lal Shrestha

Goodwill Finance

★★★★★

Guaranteed payment on every order, faster stock turnover, and zero time wasted chasing overdue invoices.

Bipana Thapa
Bipana Thapa

Kalpa Suppliers

★★★★★

No collateral demands, no bank visits, and no heavy monthly EMIs—we order what our kitchen needs and pay it back automatically from our daily sales.

Keshab Thapa
Keshab Thapa

Hamro Tandoori Restaurant

PARTNERS

Redtab Icon
theko dairy logo
goodwill finance gfil logo
agni hospitality logo
moru wallet logo
NIMB Logo

Trust & Compliance

Technology

KYC, KYB, e-commerce, data scoring matrices, core lending system, underwriting rails, smart contract, settlement logic developed by 

TechX HQ, Singapore. UEN 202600153C.

Compliance

Engineered in complete compliance with the digital lending guidelines of Nepal Rastra Bank.

KYC and merchant acquisition by Moru Wallet, lending by the BFI.

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